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Cash App

Accept customer payments and keep simple transactions organized with Cash App for business.

Average: 4.5/5

Trustpilot: 4.5/5

US$0 to create a business account; 2.6% + US$0.15 per payment received from a Cash App customer, or 3% per Tap to Pay payment. Transfer fees may apply.

Stars show the unweighted average of the listed review scores. Each source rating is shown separately on its original scale.

Overview

Cash App lets customers send payments from their phones, while a Cash App Business account helps eligible U.S. businesses collect payment for goods and services. It offers a straightforward way to accept payments without additional payment hardware.

Rating checked October 31, 2026. Trustpilot reflects company-wide feedback, including personal accounts.

Review sourceScore
Trustpilot4.5/5

See Cash App’s business fee details for transaction charges and transfer costs. The referral offer is for eligible new personal users; it is not a business payment fee discount.

Best for

Independent service providers can collect payment from customers who already use Cash App.Small sellers can accept customer payments and review transaction fees in their activity history.

Benefits

Business accounts are free to create and show received payments and processing fees together.Tap to Pay adds an option for accepting eligible in-person card payments.

Limitations

Business payment processing and some transfers carry fees.Business eligibility, transaction restrictions, and account verification apply; confirm your invoicing and bookkeeping needs separately.

Implementation considerations

Use an eligible Cash App Business account for commercial payments and complete the required identity/business checks. Review current fees, supported devices for Tap to Pay, and transfer options before offering it to customers.

OUR RECOMMENDATIONS

Cash App is worth considering as an additional payment option when your customers already use it. Company-wide Trustpilot feedback praises convenience but also reports support and account-access frustrations, so compare your billing needs and keep a second payment option available. New U.S. users can claim a $5 referral bonus by entering code BLNFJNB in Cash App, linking a debit card, and sending $5 within 14 days of entering the code; eligibility terms apply.

Recommendations are based on fitness for small business needs. Our listings showcase potentially sponsored, affiliated, or partnered companies.